IRS Refund Delays: What You Need to Know
Missing direct deposit information could delay your tax refund by six weeks or more.
The IRS has begun issuing CP53E notices to taxpayers who requested refunds but did not include bank account information for direct deposit on their 2025 Form 1040.
When bank information is missing from Form 1040, the IRS must issue a paper check instead of a direct deposit, resulting in significant refund delays and unnecessary follow‑up.
How to Avoid Delays
If you are expecting a refund, be sure your bank account information is included when your tax return is prepared. Direct deposit is the fastest way to receive your refund. Additionally, always review your Form 1040 carefully to ensure accuracy.
To learn more about CP53E notices and how to avoid refund delays, visit Understanding your CP53E notice.